Access Health CT (also known as the Connecticut Health Insurance Exchange) was created by the Connecticut Legislature in 2011 established to satisfy the requirements of the federal Patient Protection and Affordable Care Act. The Affordable Care Act (ACA) is a federal law that requires most United States citizens and legally documented United States residents to have health insurance.
What is Access Health CT?
Access Health CT is a new marketplace that offers individuals, families, and small employers a range of qualified, approved health insurance plans from brand-name carriers.
Access Health CT now allows consumers to speak with a call center representative by dialing, 1-855-805-HEALTH (1-855-805-4325), to receive information on choices about their health care coverage options. Access Health CT will also coordinate eligibility and enrollment with state Medicaid and Children’s Health Insurance Programs.
For more information on Connecticut’s program, go to www.AccessHealthCT.com.
Access Health CT’s list of Enrollment Fairs, can be found at: learn.accesshealthct.com/locations
Important Dates & Details:
Open Enrollment period runs each year from November 1 through December 22nd, with all plans effective January 1st.
Connecticut residents can continue to visit with Certified Application Counselors, at various locations throughout the state, listed at http://learn.accesshealthct.com/locations/. New applicants enrolling in Medicaid (HUSKY) and the Children’s Health Insurance Plan (CHIP), can apply year round.
Also, individuals who experience a “Special Enrollment Qualifying Life Event”, which include the following, can enroll anytime:
* death of a member of the household
* loss of current health coverage
* or loss or reduction in employer insurance
* new legal CT resident or United States residency
* or United States lawful presence
If anyone in your household enrolled in a health plan through the Health Insurance Marketplace will get a Form 1095-A each year— Health Insurance Marketplace Statement. You’ll get it in the mail by early February. Use it to file your federal income tax return.
• Errors on Form 1095-A: When you get Form 1095-A, make sure the information matches your records. Check things like coverage start and end dates and the number of people in your household. If you think anything’s wrong contact, Access Health CT.
**If you had health coverage from another source: If you had health coverage from another source, like a job, Medicare, Medicaid, or a plan you bought outside the Marketplace:
• You’ll report this simply by checking a box on your federal income tax form
• You won’t have to fill out any additional tax forms
• You won’t get a Form 1095-A.
**If you don’t have health coverage, one of the following will apply to you:
• You’ll qualify for a health coverage exemption.
• You’ll pay a fee when you file your federal income tax return
For more detailed information on Fees & Exemptions, visit the HealthCare.gov website
SOURCE: Access Health CT website; HealthCare.gov website; Kaiser Family Foundation; U.S. Centers for Medicare & Medicaid Services; Families USA Fact Sheets; USA Today
PREPARED BY: 211/tb
CONTENT LAST REVIEWED/October2018