Work-at-Home Schemes

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The following is summarized from the Federal Trade Commission website (FTC): http://www.ftc.gov/bcp/edu/pubs/consumer/invest/inv14.shtm

Advertisements posted on telephone poles, placed in newspapers, or sent by e-mail to personal computers promise opportunities to earn extra income by working at home. However, the ads often fail to disclose what kind of business it is, what type of work is involved and how much money it may cost you to get the information and/or materials and supplies needed to begin work.

TYPES OF WORK AT HOME SCHEMES

There are many different kinds of work-at-home schemes promising “easy money” that may end up having you waste your time, lose personal funds and expose you to liability for perpetuating fraud. Common types of work-at-home schemes are as follows:

WHAT A WORK-AT-HOME BUSINESS MUST DISCLOSE

NOTE: As of March 2012, new amendments to the Federal Trade Commission’s Business Opportunity Rule (http://www.ftc.gov/opa/2011/11/busopp.shtm) went into effect to protect consumers from these schemes.  The changes list new disclosures work-at-home businesses must provide to consumers who are considering participation in their programs.  There are five pieces of information that must be provided by the business using the FTC approved disclosure form:

WHERE TO COMPLAIN ABOUT WORK-AT-HOME SCHEMES

If you think that a work-at-home program is not legitimate, contact the company and ask for a refund. If the dispute is not resolved, Connecticut residents can contact: the State of Connecticut Attorney General�s Office: www.ct.gov/ag/, the Better Business Bureau: http://ct.bbb.org/, the State of Connecticut Department of Consumer Protection: www.ct.gov/dcp/

Complaints can also be registered online at the websites of:
Better Business Bureau of Connecticut (for companies located in Connecticut): https://odr.bbb.org/odrweb/public/getstarted.aspx
The Connecticut Department of Consumer Protection: http://www.ct.gov/dcp/cwp/view.asp?q=431552
the Federal Trade Commission: https://www.ftccomplaintassistant.gov/
TO FIND PROVIDERS IN CONNECTICUT’S COMMUNITY RESOURCES DATABASE:
Search by service name: General Consumer Complaints

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SOURCES: Better Business Bureau website; Federal Trade Commission website
PREPARED BY: 211/pt
CONTENT LAST REVIEWED: August2017