Housing

First-Time Homebuyer Programs in Connecticut

Several homebuyer programs in the state offer significant advantages to Connecticut residents looking to purchase their first home. Programs may offer down payment assistance, reduced interest rates, and more. Many Read More

Family Self-Sufficiency Program – HUD

The following is summarized from “The Family Self-Sufficiency Program: HUD’s Best Kept Secret for Promoting Employment and Asset Growth” by the Center on Budget and Policy Priorities, and Family Self-Sufficiency: Read More

Housing Discrimination/Fair Housing

The material provided on the 211 eLibrary is for informational purposes only. It is not intended to be and should not be construed as legal advice. WHAT IS HOUSING DISCRIMINATION Read More

Uniform Relocation Act – Connecticut

The following is excerpted from the Connecticut General Assembly Office of Legislative Research Report #2004-R-0383 https://www.cga.ct.gov/2004/rpt/2004-R-0383.htm Comparison of both the Uniform Relocation Assistance Act and the Uniform Relocation Assistance and Read More

Subsidized Rental Housing – Section 8 Tenant Based

WHAT IS TENANT BASED (PORTABLE) SECTION 8? The Housing Choice Voucher Program, a.k.a. Section 8 Tenant-Based Housing Assistance, is the U.S. Department of Housing and Urban Development’s (HUD) program for Read More

Subsidized Rental Housing – Section 8 Project Based (non-portable)

PROGRAM ADMINISTRATORS The U.S. Department of Housing and Urban Development (HUD), the U.S Department of Agriculture (USDA), the Connecticut Department of Economic and Community Development (DECD) and the Connecticut Housing Read More

Subsidized Housing Information and Tips

TYPES OF SUBSIDIZED HOUSING 1. HOUSING CHOICE VOUCHER PROGRAM: The program formerly known as the Section 8 Voucher Program is now officially known as the Housing Choice Voucher Program. However, Read More

Congregate Housing Programs

Congregate housing provides residents with private living accommodations, moderate supportive services, common areas of dining, and social and recreational activities. These communities furnish at least one daily meal, which is Read More

Section 8 Homeownership Program

The following is excerpted from the U.S. Department of Housing and Urban Development (HUD) webpage. People who currently have a HUD Tenant Based Section 8 Voucher (a.k.a. Housing Choice Voucher) Read More

Reverse Annuity Mortgage Loans (RAM) – Private Lenders

What is a Reverse Annuity Mortgage? Reverse Annuity Mortgage (RAM) loans offered by private lenders in Connecticut enable elderly homeowners to receive money as a loan secured against the equity Read More

Reverse Annuity Mortgage Program (RAM) – CHFA Program

Managed By Connecticut Housing Finance Authority (CHFA) What is CHFA’s RAM Program The following program is summarized from CHFA’s website: www.chfa.org/Homeownership/for%20Homeowners/ ReverseAnnuityMortgageProgram.aspx CHFA’s RAM program is a home equity conversion Read More

Residential Options for Older Adults

Descriptions of facilities that provide residential services for older adults are presented below. Providers of these services are listed in Connecticut’s Community Resources Database. (Click on links below.) Independent Living Read More

Resident Services Coordinators in Subsidized Rental Housing Facilities

A Resident Services Coordinator (RSC) is a social service professional who works with families and individuals who live in HUD’s subsidized rental apartment communities. Most RSCs in Connecticut are located Read More

Renters Insurance Guidelines

Many renters are under the impression that their landlord’s insurance will cover them in the event of a catastrophe, which is not the case. A landlord’s insurance only protects the Read More

Security Deposit Information – Connecticut

The information provided on the 211 eLibrary is for educational purposes only. It is not intended to be and should not be construed as legal advice. What is a Security Read More

Rent Increases – Connecticut

The information provided on the 211 eLibrary is for educational purposes only. It is not intended to be and should not be construed as legal advice. When May a Landlord Read More

Public Housing

What is Public Housing? Public housing was established to provide rental housing for eligible low-income families, older adults, and people with disabilities. Public housing comes in all sizes and types, Read More

Low Income Housing Tax Credit (LIHTC)

The following was summarized from the Connecticut Housing Finance Authority website (https://www.chfa.org/developers/tax-credit-program/lihtc/) What is the Low-Income Housing Tax Credit? The Low-Income Housing Tax Credit Program (LIHTC) was created by the Read More

Lockouts

The information provided on the 211 eLibrary is for educational purposes only. It is not intended to be and should not be construed as legal advice. WHAT IS A LOCKOUT? Read More

Landlords/Tenants: Rights And Responsibilities

The material provided on the 211 eLibrary is for informational purposes only. It is not intended to be and should not be construed as legal advice. The following is summarized Read More

Foreclosure / Avoiding Foreclosure

Failure to pay your monthly mortgage payments can lead to foreclosure, but there may be ways to avoid that outcome. The following is a list of things you can do Read More

Fair Rent Commissions: Connecticut

The following is summarized from the CTLawHelp.org websites: https://ctlawhelp.org/en/tenants-rights-security-deposits https://ctlawhelp.org/en/tenants-renters-rights-laws WHAT ARE FAIR RENT COMMISSIONS? Under Connecticut law (CGS § 7-148b) any municipality has the authority to establish a fair Read More